Samvat 2079: The retail community should be a “happy investor” in Samvat 2079

Indian equities in 2022 saw record outflows from foreign institutional investors, who have historically dominated participation given their risk appetite.

But the community that has shattered the notion of being conservative when it comes to investing in stocks despite the current volatility is the retail investor.

The relentless influx of these investors alongside national institutions has been nothing short of a savior for the Indian market.

“Retail investors have always been viewed as conservative in a volatile and uncertain environment,” said Vivek Goel, co-founder and co-CEO of Tailwind Financial Services.

“However, this belief has been widely challenged over the past year, as retail activity has in fact been seen as one of the main factors supporting national markets.”

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Experts believe that this community of investors is here to stay and cushion the decline in Indian equities in the short to medium term.

“We don’t expect a major impact on retailer appetite, even if the current volatility continues for a few more months,” Goel said.

Retail investors have been investing relentlessly through the Systematic Investment Plan (SIP) over the past two years. Net inflows via SIPs hit an all-time high of Rs 12,976 crore in September.

In the six months to September, total inflows through SIPs stood at Rs 74,230 crore, which is higher than the Rs 56,451 crore seen in the same period last year.

According to Siddarth Bhamre of Religare Broking, just as the trend is the friend of traders, volatility is the friend of investors.

“In a volatile scenario like the one we find ourselves in today, there will be opportunities. So investors with a risk appetite shouldn’t be afraid of equities,” said Bhamre, head of research at

Broking says.

As Samvat 2078 was a good year for the retail investor, although not great for the equity market, Samvat 2079 should be another “happy investment” year for the retail community.

(Disclaimer: The recommendations, suggestions, views and opinions given by the experts belong to them. These do not represent the views of Economic Times)